{"id":1597,"date":"2020-10-12T19:42:15","date_gmt":"2020-10-12T19:42:15","guid":{"rendered":"https:\/\/protektoinsurance.com\/?page_id=1597"},"modified":"2020-10-16T19:53:36","modified_gmt":"2020-10-16T19:53:36","slug":"dental-vision","status":"publish","type":"page","link":"https:\/\/protektoinsurance.com\/es\/dental-vision\/","title":{"rendered":"Seguros Dental y Visi\u00f3n"},"content":{"rendered":"\t\t
Find dental insurance plans for you and your family<\/p>
Protect your health and finances with a dental plan. Many people find value in buying dental coverage separately from their medical plan because separate plans usually offer more choices and may have more benefits to meet the needs of your whole family<\/p>
Dental health is an important part of your overall health.<\/p>
Have a health plan with minimal or no dental benefits?<\/p>
With a variety of plans available, you can find basic dental coverage for general dental care or choose coverage, dental plans can help you plan and budget for the costs of dental care.<\/p>
We can answer your questions and help you understand how to choose and enroll in a dental insurance plan that\u2019s right for you.<\/p>
Don\u2019t leave your oral health to chance.<\/p>
Find out how affordable your plan could be with a no-obligation quote.<\/p>
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What Are the Different Types of Dental Plans?<\/strong><\/p> \u00a0<\/p> A DPPO is a dental plan that uses a network of dentists who have agreed to provide dental services for set fees. The number of dental services covered depends on the plan. If you have a PPO plan and see a dentist out of the network, you will most likely have more out of pocket expenses. A PPO dental plan will typically have a larger network of dental providers, and you\u2019ll be able to switch dentists or see a specialist without a referral from a primary care dentist. In fact, you aren\u2019t required to designate a primary care dentist when enrolling in a PPO dental plan.<\/p> If you are considering a PPO dental plan, keep in mind that you\u2019ll pay a higher premium and will likely be required to meet a deductible. \u00a0In addition, most PPO dental plans have an annual limit on the amount of coverage\u00a0<\/p> \u00a0<\/p> Dental HMO Insurance Plans<\/p> A DHMO provides lower cost coverage with a focus on preventive care. DHMO plans are designed to encourage regular dental visits and check-ups while minimizing spending. Any out-of-pocket costs are clearly defined, and most DHMO plans do not have exclusions for pre-existing conditions or missing teeth.<\/p> If you choose to enroll in a DHMO plan, you are required to select a primary dental facility to manage and coordinate your oral health needs. If a treatment by a specialist is necessary, the primary dental facility or dentist will first need to submit a referral. You\u2019ll need to use in-network dentists in order to obtain coverage under a DHMO plan.<\/p> \u00a0<\/p> \u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t Deciding whether a DHMO or DPPO plan is best for you depends on what matters most to you for your dental care.<\/p> If you have a favorite dentist who you or your kids can\u2019t live without, a DPPO plan can allow you to keep that dentist and still receive at least partial coverage for your routine cleanings and other dental procedures.<\/p> DPPOs could also work better if you move often, or if you live in a larger city where you\u2019d rather explore several dentists\u2019 offices before you stick with one.<\/p> But if you\u2019re not picky about your dentist but would rather prioritize keeping your out-of-pocket costs low, a DHMO plan could be the best bet for you.<\/p> In addition, contact your existing dentist to find out what kind of coverage their facility accepts prior to selecting an insurance plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\tFind dental insurance plans for you and your family<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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