Covered California
Please Call us
+1 (323) 875 5984
Covered California
What is Covered California?
Covered California is a service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies. That means when you apply, you may qualify for a discount on a health plan through Covered California, or get health insurance through the state’s Medi-Cal program. Either way, you’ll have great health coverage.
When can I sign up for health insurance?
Open enrollment is Nov. 1, 2020, to Jan. 31, 2021. Individuals with qualifying life events can enroll at any time of the year. Medi-Cal enrollment is also year round. Medi-Cal and Covered California use the same application. After you enter your information, you will find out whether you qualify for Medi-Cal or Covered California.
If you’re a railroad retiree, you may enroll with Railroad Retirement Board (RRB):
- Call your local RRB office, or
- Call 1-877-772-5772
What is special enrollment?
People who experience a qualifying life event can newly enroll in a health plan through Covered California even outside the open-enrollment period. People who already have a plan through Covered California who experience a qualifying life event can change their coverage or choose a new plan.
You recently lost or will soon lose your coverage.
- You lose Medi-Cal coverage.
- You lose your employer-sponsored coverage.
- Your COBRA coverage is exhausted. (Note: Not paying your COBRA premium is not considered loss of coverage.)
- You are no longer eligible for student health coverage.
- You turn 19 years old and are no longer eligible for a child-only plan.
- You turn 26 years old and are no longer eligible for a parent’s plan. If your parent has coverage through Covered California, you can stay in their plan until coverage ends on Dec. 31, even if you turn 26 mid-year. If your parent has a job-based plan, you qualify for a special-enrollment period to buy health insurance. Your special-enrollment period starts 60 days before you lose coverage and ends 60 days after.
You recently moved to or within California.
- You move to California from out of state.
- You move within California and gain access to at least one new Covered California health insurance plan.
- This category also applies to individuals who are released from jail or prison.
Just married
- You recently got married or entered into a domestic partnership.
- One or both members of the new couple can use the special-enrollment period to enroll in coverage.
Had a baby
- A child is born, adopted or received into foster care. The entire family can use the special-enrollment period to enroll in coverage.
- If you receive a child in foster care, you will need to indicate “adopted a child” in the drop-down menu when you apply.
Documents You’ll Need
The following is needed for every household member who will be covered:
- California ID or driver’s license for adults
- Proof of citizenship or satisfactory immigration status (e.g., U.S. passport, legal resident card, certificate of citizenship or naturalization document)**
- Birth date
- Social Security number or Individual Taxpayer Identification number
- Home ZIP Code
- Federal tax information
If you don’t file taxes, you may still qualify for free or low-cost insurance through Medi-Cal.
- P.O.Box 3811 Montebello, CA 90640
- +1 (323) 875 5984
- jmolina@protektoinsurance.com
Send us a message
Fill out the form and we will contact you within a period of no more than 24 hours with the information you require
By submitting your information, you agree to have a licensed agent contact you about your request. We do not sell or share your information.
English 
Spanish